We Finance
Financing Made Simple For Outdoor Living
Financing outdoor living is essential for homeowners tackling pergolas, decks, pools, and full backyard transformations. Flexible options help bring your vision to life sooner.
Apply NowHow We Work
Simple, Transparent, And Tailored To You
At ModernXscapes, we've streamlined the path to your new outdoor retreat. Financing through us isn't just about a loan; it's about a partnership. Once your design is finalized, whether it's a Pergola X or a custom TimberTech deck, our team guides you through a seamless application process.
With competitive rates and flexible terms, we help you spread the cost of your investment over time, allowing you to start enjoying your upgraded lifestyle immediately.
Why Finance With Us
Built Around The Homeowner
Fast Approval
Soft-credit pre-qualification in minutes, with no impact on your score.
Secure Process
Bank-grade encryption and a vetted partner network protect every step.
Flexible Terms
Competitive fixed-rate plans up to 180 months, sized to your project.
Project-Based Funding
Finance a pergola, deck, or larger outdoor transformation with terms matched to the scope.
Transparent Guidance
Clear answers, lender-backed options, and no confusing handoffs between sales and funding.
VIP Support
A dedicated specialist walks you through application to disbursement.
The Path
Apply. Approve. Build.
Apply
Fill out a short online application. Most decisions come back the same day with no impact to your credit score on the soft pre-qualification.
Approve
Choose your preferred term and rate from the offers presented. Sign electronically and lock your funding before construction starts.
Build
Funds release directly to your project milestones. You enjoy the new outdoor space immediately and pay it down on a comfortable schedule.
Loan Calculator
Estimate Your Monthly Payment
Quickly estimate monthly payments for a pool, pergola, deck, or full backyard project. Adjust the loan amount, rate, and term to see what fits your budget before you apply.
Get Free EstimateEstimate Your Monthly Payments
Estimated Monthly Payment
$463.51
- Total Interest
- $33,431.11
- Total Of Payments
- $83,431.11
For estimation purposes only. Rates, terms, and approval amounts vary by lender and creditworthiness. [PLACEHOLDER: current lender APR range and terms] Contact us at 920-949-6892 for a personalized quote.
ModernXscapes • Designed With Intention • Built To Endure
Build Now, Pay Over Time
Lock today's pricing and start this season. Pay it down on a schedule that fits.
Pre-Qualify NowBuilt For Real Homeowners, Real Backyards
Whether you are starting with a single pergola or planning a full backyard redesign with pools, decking, and a cabana, financing meets you where you are.
Approved homeowners can break their project into phases, lock today's pricing, and start construction sooner, not after another year of saving.
Talk To A SpecialistQuestions
Financing FAQ
Will applying affect my credit?
How quickly can I get approved?
Do I need a down payment?
Can I pay off my loan early?
Do I need home equity to qualify?
Can I finance only part of the project?
Which projects can I finance?
Financing subject to credit approval. Rates and terms vary by lender.
Let's Shape Your Outdoor Space
From smart pergolas to the perfect deck, tell us what you have in mind. We'll take it from there.
Get Free Estimate